Updated April 20, 2023
Here are accredited banks for Philippine SSS pension, sickness and maternity benefits and loan proceeds.
Marami nang rural banks na nadagdag sa list.
Notice that these Banks are all Pesonet-participating banks. SSS uses only Pesonet-member banks.
Puede rin itong anim na E-wallets, Cash Payment Outlets, at Remittance Transfer Companies:
- DBP Cash Padala Thru MLhuillier
- GCash
- Maya Philippines Inc.
- Coins.ph
- TayoCash
- Universal Storefront Services Corp. (USSC)
-Lulu Financial Services (Phils) Inc.
- Zybi Tech Inc. (JuanCash Wallet)
- GCash
- Maya Philippines Inc.
- Coins.ph
- TayoCash
- Universal Storefront Services Corp. (USSC)
-Lulu Financial Services (Phils) Inc.
- Zybi Tech Inc. (JuanCash Wallet)
Al-Amanah Islamic Bank
AllBank (A Thrift Bank)
Asia United Bank (AUB)
Australia and New Zealand Bank (ANZ)
Bangko Kabayan Inc.
Bangko Mabuhay (A Rural Bank)
Bangko Nuestra Senora Del Pilar
Bangkok Bank Public Co.
Bank of America
Bank of China Unlimited
Bank of Commerce (BankCom)
Bank of Florida (A Rural Bank)
Bank of Makati
Bank of the Philippine Islands (BPI)
BDO Network Bank Inc. (A Rural Bank)
BDO Unibank Inc. (BDO)
Biñan Rural Bank Inc.
BPI Direct Banko
Camalig Bank Inc. (A Rural Bank)
Cantilan Bank
Cathay United Bank Co. Ltd.
Cebuana Lhuillier Rural Bank Inc. (upgrade your card/account)
China Bank Savings (CBS)
China Banking Corp. (China Bank)
Coins.ph (e-wallet, only for SSS benefits, not for SSS loans)
Community Rural Bank of Romblon Inc.
Cooperative Bank of Quezon Province
Country Builders Bank Inc.
CTBC Banking Corp.
Deutsche Bank
Development Bank of the Philippines (DBP)
DBP Cash Padala thru M Lhuillier (cash payout outlet, only for SSS benefits, not for SSS loans)
Dumaguete City Development Bank
Dungganon Bank
East West Rural Bank Inc.
East-West Banking Corp. (EastWest Bank)
Equicom Savings Bank
First Consolidated Bank
GCash (e-wallet, must be verified, only for SSS benefits, not for SSS loans)
Guagua Rural Bank
HSBC Savings Bank Inc.
Industrial & Commercial Bank of China
Industrial Bank of Korea-Manila
Innovative Bank
JPMorgan
KEB Hana Bank
Laguna Prestige Banking Corp.
Land Bank of the Philippines/Overseas Filipino Bank (Landbank/OFB)
Lulu Financial Services (Phils) Inc. (e-wallet, only for SSS benefits, not for SSS loans)
Malarayat Rural Bank Inc.
Malayan Bank Savings and Mortgage
Maya Bank Inc. or Maya Philippines Inc. ( has both e-wallet and savings account)
Maybank Philippines Inc.
Mega International Commercial Bank Co. Ltd.
Metropolitan Bank and Trust Co. (Metrobank)
Mizuho Bank
Money Mall Rural Bank Inc.
MUFG Bank Ltd.
MVSM Bank (A Rural Bank Since 1953) Inc.
Philippine Bank of Communications (PBCom)
Philippine Business Bank (PBB)
Philippine National Bank (PNB)
Philippine Savings Bank (PSBank)
Philippine Trust Co. (Philtrust)
Philippine Veterans Bank (Veterans Bank)
Producers Savings Bank
Queen City Development Bank
Rang-ay Bank (A Rural Bank) Inc.
RBT Bank Inc.
Rizal Commercial Banking Corp. (RCBC)/Diskartech
Robinsons Bank
Rural Bank of Bacolod City Inc.
Rural Bank of Bauang Inc.
Rural Bank of Digos Inc.
Rural Bank of Guinobatan
Rural Bank of La Paz Inc.
Rural Bank of Lebak (Sultan Kudarat) Inc.
Rural Bank of Montalban Inc.
Rural Bank of Porac Inc.
Rural Bank of Rosario (La Union)
Rural Bank of Sagay Inc.
Rural Bank of Sta Ignacia Inc. (SignaBank)
SeaBank Philippines Inc.
Security Bank Corp. (SB)
Shinhan Bank
Standard Chartered Bank
Sterling Bank of Asia
Sumitomo Mitsui Banking Corp.
The Hongkong and Shanghai Banking Corp. (HSBC)
Tayocash Inc. (e-wallet, only for SSS benefits, not for SSS loans)
Tonik Digital Bank Inc.
Union Bank of the Philippines (UnionBank)
Union Bank Quick Card
United Overseas Bank (Phils) (UOB)
Universal Storefront Services Corp. (USSC) (e-wallet or cash card in partnership with CTBC Bank, only for SSS benefits, not for SSS loans)
Wealth Development Bank (now WealthBank)
Yuanta Savings Bank
Zybi Tech Inc. (JuanCash e-wallet, only for SSS benefits, not for SSS loans)
Bank Accounts Not Accepted by SSS:
Closed account
Dormant account
Bank account name is different from SSS member name
Dollar account
Frozen account
Invalid or inactive mobile number
Joint account (both or and and/or not accepted)
Prepaid account
Time deposit account
Account with restrictions
Mobile number already used by another SSS member
Incorrect bank account number
No Longer in the SSS List as of Oct 12, 2021:
CIMB Bank Philippines
Remember these when enrolling your account in the SSS Disbursement Account Enrollment Module:
For bank accounts, enroll your bank account number, not your card number.
Do not enter special characters like - or spaces.
For e-money like Paymaya, enter your phone number in this format --> 09185128764
Make sure na tama yong pinili mo na bank. Yong iba, napipili nila yong BDO Network Bank, imbes na BDO Unibank.
Ang BDO Network Bank ay rural bank na pag-aari ng BDO Unibank.
For pensions and maternity benefits, do not use e-wallets, e-money cards or cash cards. Why? Because these have maximum balance limits. Usually they can contain only up to 100,000 pesos only. Paano kung more than 100k yong lump sum mo? Paano kung 70k yong maternity benefit mo?
New Tips!!!
For proof of account, upload a scan or photo of your latest deposit slip. Yong merong marks ng teller machine, merong proof na nag-deposit ka at proof na active ang account mo. Dapat clear yong bank name, account name and account number.
Does SSS accept e-money cards or cash cards?
Yes, but only these cards:
Maya (formerly Paymaya, should be verified and upgraded)
GCash (should be verified)
DBP Cash Padala Thru MLhuillier
Coins.ph
Tayocash Inc.
Lulu Financial Services (Phils) Inc.
Universal Storefront Services Corp. (USSC)
Zybi Tech Inc. (JuanCash wallet)
* Do not use these cards if you are expecting to receive more than their maximum balance limits.
Puede ba ang SSS UMID card?
Yes, you can use your SSS UMID card as your ATM card, but you need first to activate your UMID card at Union Bank kiosks at SSS branches in:Diliman
Manila
Buendia
Pioneer
Baguio
Cebu
Davao
*Note: Wala sa list sa itaas ang SSS UMID card kasi hindi required na i-enroll mo ang SSS UMID card mo sa Disbursement Account Enrollment Module sa online SSS account mo.
I like to open a bank account with only 100 pesos as initial deposit and maintaining balance. What do I present to the bank so that they won't require me to make an initial deposit of 2,000 or 3,000 pesos?
Present a Letter of Introduction (LOI) from SSS. Humingi ka ng LOI from SSS. Pero bago magbigay ang SSS ng LOI, sisiguraduhin muna nila na meron ka talagang kukuning benefit sa SSS, so bring your SSS benefit claim acknowledgment slip, or photocopies of your claim documents.I already have an existing ATM account. Can I use it to receive my sickness or maternity benefit?
Yes, puede sa mga minsanang claim, like sickness or maternity benefit or loan proceeds.Pero kapag SSS pension, mas mabuti na ito ay separate bank account. Ito ay para maiwasan ang pagka-delay ng pension mo halimbawa lang ma-close ang account mo dahil sa ibang issue na walang kinalaman ang SSS.
Merong mga banks na nire-require nila ang LOI galing sa SSS kapag nag-o-open ka ng account para sa SSS pension. Isa na ang Landbank. Ayaw nila na mag-open ka ng regular savings account for your SSS pension (halimbawa ayaw mo nang pumila for an LOI at gusto mo na lang mag-maintain ng regular account). Siguro kasi marami nang nag-open ng regular account, pero hindi naman nila na-maintain yong minimum maintaining balance at na-close yong mga accounts.
If you decide to open your own account and not use an LOI from SSS, which banks offer the lowest amount of initial deposit and maintaining-balance requirement?
Easi-Save Basic account -- no maintaining balance -- 100 pesos opening fee -- offered by China Savings Bank
Union Bank Quick Card -- no maintaining balance
If you're near these rural banks, their maintaining-balance requirements are lesser than the commercial or thrift banks:
BDO Network Bank
Union Bank Quick Card -- no maintaining balance
If you're near these rural banks, their maintaining-balance requirements are lesser than the commercial or thrift banks:
BDO Network Bank
Camalig Bank Inc. (A Rural Bank)
Cebuana Lhuillier Bank (A Rural Bank)
East West Rural Bank Inc.
See if the rural bank near your residence is in the list above.
Puede ang Paymaya. Download the app Paymaya. I-upgrade mo. Here's how to upgrade your Paymaya.. Within 3 days ang upgrade. Puede rin ang DBP Cash Padala thru MLhuillier. Kung merong malapit na MLhuillier sa iyo, magtanong ka muna sa kanila kung okay sa iyo ang service nila.
UMID or SSS ID (digitized, with photo), PRC License, Postal ID (issued 2015 onwards),
NBI Clearance.
Pero ganon talaga. Sorry
Or are you claiming a maternity benefit? Cash card is not allowed since many cash cards have maximum deposit limits.
Or is your payroll account a savings account? If yes, SSS wants a deposit slip showing you have recently deposited to your account, with your name and account number, with bank machine marks.
account sa philippines at philippine ID,I have a french nationality. Thank you.
If you're claiming your Philippine SSS pension only, you can file your claim online through your online SSS account. If you don't have yet an online SSS account, watch SSS videos on YouTube on how to register online. If registration still needs OTP, ask your trusted family member in the Philippines to lend you their phone no. and help you in actual time so you can receive your OTP through them. You can do actual-time same-time cooperation through FB Messenger.